Terms and Conditions

Welcome to Mykaka. These Terms and Conditions govern your use of mykaka.axeblog.com. By accessing or using this website, you agree to these terms. If you do not agree, please do not use the website.

About Mykaka

Mykaka is an independent guide website that publishes educational content about insurance, loans, and finance in India. Mykaka is not an insurance company, a bank, a broker, or a financial advisor, and it does not sell insurance policies, approve loans, or provide personal financial advice. The content on Mykaka is for general information only.

Accepting These Terms

By using Mykaka, you confirm that you are at least 18 years old or that you are using the website with the permission of a parent or guardian. If you use Mykaka on behalf of an organisation, you confirm that you are authorised to accept these terms for that organisation. We may change these terms at any time, and the updated terms will apply from the date they are published on this page.

Using the Website

You may read, share, and print the guides on Mykaka for your personal, non-commercial use. You agree not to use this website for any unlawful purpose, not to interfere with its security or operation, and not to copy, reproduce, or republish its content as your own. You must not attempt to access parts of the website that are not intended for public use, and you must not upload anything harmful, such as viruses or malicious code. You must also not use automated tools to collect content from this website in bulk without our permission. You must not use this website to send spam, to mislead others, or to make false claims about Mykaka or its guides.

Intellectual Property

All content on Mykaka, including its guides, headings, structure, and design, is the property of Mykaka unless stated otherwise, and is protected by copyright law. You may link to Mykaka pages freely, and you may quote short extracts with clear credit and a link back to the page. Any other use, including copying whole articles or republishing them on another site, requires our written permission.

Content and Accuracy

We work to keep our guides accurate and fair, and we base them on publicly available information from regulators, insurers, and lenders. However, we cannot guarantee that the content is complete, accurate, or current, because insurance and lending rules, prices, and terms change. Mykaka is not liable for decisions you make based on our guides, and you should always confirm important facts with the insurer, bank, or lender concerned before you act. Examples in our guides use rounded figures and typical situations; your own costs and terms may differ, so always verify them.

Cookies and Analytics

Mykaka uses cookies and analytics tools to understand how readers use the site and to show advertisements, as described in our Privacy Policy. By using this website, you agree to the use of cookies in the way described there. You can control cookies through your browser settings, although some parts of the website may not work as intended if you do.

Advertising and Third-Party Links

Mykaka displays advertisements, including Google AdSense ads, and links to third-party websites. These ads and links are provided for information and convenience only. Mykaka is not responsible for the content, products, or services of any advertiser or external website, and it does not endorse them. Any dealings you have with advertisers or other websites are between you and them alone.

Availability

Mykaka aims to be available at all times, but we do not promise uninterrupted access. The website may be unavailable during maintenance, updates, or technical problems, including problems with our hosting provider. We may suspend or remove any part of the website at any time without notice and without liability to you.

Limitation of Liability

To the fullest extent permitted by the applicable law, Mykaka will not be liable for any direct, indirect, or consequential loss or damage arising from your use of this website, from any content on it, or from your inability to use it. This includes loss of income, loss of data, and any claim made by a third party. Nothing in these terms limits liability that cannot be limited under the law.

Indemnity

You agree to indemnify Mykaka and its team against any claims, losses, or costs arising from your breach of these Terms and Conditions or from your misuse of the website. If you use the website in a way that causes harm to others, you are responsible for the consequences.

Governing Law

These Terms and Conditions are governed by the laws of India. Any dispute arising from the use of Mykaka will be subject to the jurisdiction of the courts of India. If any part of these terms is found to be unenforceable, the remaining parts will continue to apply.

Changes to These Terms

We may update these Terms and Conditions from time to time to reflect changes in the website, the law, or our services. The updated terms will be posted on this page, and your continued use of Mykaka after the change means that you accept the updated terms. We suggest checking this page occasionally.

Contact Us

If you have any questions about these Terms and Conditions, please contact us by email at aryanverma4895@gmail.com or through the Contact Us page.